💳 Why This Card Stands Out
The Chase Sapphire Reserve is the ultimate travel card for frequent flyers. With Priority Pass lounge access, comprehensive travel protections, and $300+ in annual credits, it’s built for serious travelers.
Combined with Chase’s powerful transfer partners and Points Boost feature, your points can be worth up to 1.75x on premium cabin flights — making this one of the most valuable cards in your wallet.
✨ Key Benefits
⭐ Rewards Structure
💰 Is the Annual Fee Worth It?
+ All the points you earn + Points Boost multipliers!
🎁 Current Welcome Offer
📋 Who Qualifies?
- ✓ Excellent credit (720+)
- ✓ 2+ years credit history
- ✓ Higher income (~$75K+)
- ✓ Under 5/24 rule
- • Chase’s 5/24 rule applies
- • Can’t have Sapphire bonus in past 48 months
- • Only one Sapphire card at a time
- • Minimum credit limit: $10,000
⚖️ Pros & Cons
- Priority Pass lounge access
- $300 travel credit (easy to use)
- Points Boost (up to 1.75x value)
- Best travel protections available
- Global Entry/TSA PreCheck credit
- IHG Platinum Elite status
- 14+ transfer partners
- High $550 annual fee
- Requires excellent credit (720+)
- 5/24 rule can block applications
- Only one Sapphire card allowed
- Lower bonus than Preferred (75K vs 75K)
🎯 Best For
👉 You travel frequently (4+ trips per year)
👉 You want airport lounge access
👉 You’ll use the $300 travel credit
👉 You want the best travel protections
👉 You have excellent credit (720+)
👉 You want to maximize points with Points Boost
📌 This content is for educational purposes only. Credit card approval depends on individual factors including credit score, income, and credit history. We may receive compensation if you apply through links on this page. All information is believed accurate as of December 2025 but is subject to change. Please review the official terms and conditions on the issuer’s website before applying.
Sources: Chase, The Points Guy, NerdWallet. Last updated: December 2025.