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Banks want new customers. So they offer cash bonuses to get them.
Right now, many banks are offering sign-up bonuses to attract new customers.
How it works: Open an account, set up direct deposit, and earn a cash bonus — typically $200 to $500.
It’s called a “sign-up bonus” and it’s a legitimate way banks compete for your business.
Chase offers a $300 bonus. Wells Fargo offers $325. US Bank offers $450.
These offers have expiration dates — many end in January 2026.
💡 Good to know: You don’t have to close your current bank account. You can open a new one alongside it, earn the bonus, and decide later if you want to switch.
What’s Inside
🎯 You’ll learn:
💰 Which banks are currently offering bonuses
📋 Typical requirements (most need direct deposit)
⏰ Important deadlines to be aware of
✅ Step-by-step process to qualify
🚫 Which fees to watch out for (and how to avoid them)
💰 Which banks are currently offering bonuses
📋 Typical requirements (most need direct deposit)
⏰ Important deadlines to be aware of
✅ Step-by-step process to qualify
🚫 Which fees to watch out for (and how to avoid them)
📌 Bank bonuses are taxable income. Offers subject to change. Always verify current terms directly on bank websites. This is not financial advice.