Why Banks Pay You Just to Open an Account

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It sounds too good to be true — but it’s completely real.

Banks spend millions on advertising to get new customers. But some have figured out a smarter approach: just pay people directly. These “sign-up bonuses” reward you with cash simply for opening an account and meeting basic requirements.

Most people either don’t know these exist — or assume they’re complicated. They’re not. If you can open a bank account and set up direct deposit, you can earn these bonuses.

💡 How it works: Open an eligible account → Set up direct deposit → Meet the minimum requirement → Cash bonus deposited into your account. That’s it.

What’s Inside

🎯 You’ll learn:
💰 Why banks offer sign-up bonuses
✅ The typical requirements to qualify
⚠️ Things to watch out for (fees, minimums)
📋 Step-by-step process to claim a bonus
🔍 How to find current offers
📌 Educational content only. Bank offers change frequently. Always verify current terms directly with the bank before applying.
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