You selected the Wells Fargo Active Cash® Card. This card combines a 2% flat rate with the easiest welcome bonus to earn. Here’s the full breakdown.
Wells Fargo
Active Cash®
⭐ Easiest Bonus
CASHBACK RATE
2% Flat
WELCOME BONUS
$200
ANNUAL FEE
$0
INTRO APR
0% for 12 months
💰 How You Earn Cashback
2% → On every purchase, everywhere
No categories. No limits. No rotating bonuses to track. Just a simple, flat 2% on everything.
No categories. No limits. No rotating bonuses to track. Just a simple, flat 2% on everything.
🎁 Welcome Bonus Details
Earn $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Why this matters: Citi Double Cash requires $1,500 in 6 months for the same $200 bonus. Wells Fargo only needs $500 in 3 months — much easier to hit.
👍 Pros & Cons
✅ PROS
- 2% on everything — matches best flat rates
- No annual fee
- Easiest welcome bonus ($500 spend)
- 0% intro APR on purchases AND balance transfers
- Cell phone protection included
- No minimum redemption amount
❌ CONS
- 3% foreign transaction fee
- Shorter intro APR (12 months vs 15-18)
- Requires good credit (670+)
- No bonus categories
📋 Who Can Apply
Credit Score: Good to Excellent (typically 670+)
Income: Regular income required
Citizenship: U.S. citizen or permanent resident
Age: 18+
Income: Regular income required
Citizenship: U.S. citizen or permanent resident
Age: 18+
💵 How to Redeem Your Cashback
Your cash rewards can be redeemed:
- Statement credit — apply directly to your balance
- Direct deposit — to your Wells Fargo checking/savings
- ATM withdrawal — at any Wells Fargo ATM
- Gift cards — various retailers available
No minimum redemption amount required.
Ready to Apply?
Application takes about 5 minutes. Most applicants get an instant decision.
Apply Now on WellsFargo.com →
📌 This link takes you to the official Wells Fargo website. Credit approval depends on individual creditworthiness and Wells Fargo’s criteria. Please read all terms and conditions before applying. This is educational content, not financial advice.